How do you select a credit card? Do you make your decision on cosmetic factors such as the look of the card or the name of the bank associated with it? Or is your decision based on the maximum credit limit figure? The majority of consumer make the wrong decision when it comes to credit cards, selecting them for wrong reasons, using them for wrong reasons and eventually not paying them off at the right time and ending up in debt and with bad credit. Study the basics before signing anyCredit Card Applications, check the facts and numbers that will rule your world, such as interest rate, late fee etc. There are lots of resources for getting this information and one of the most popular seems to be CreditCardSearchEngine.com which has lots of companies and types of cards listed. So if you are specifically looking to get a credit card to pay your gas bills, then get a credit card with special offers on gas. Likewise, check to see of there are cash back or other reward programs associated with it.